We’ll start by understanding what you want to achieve, then we’ll search the market and find the right mortgage for you.

Once you’re happy, we’ll process the paperwork efficiently, communicating regularly with your estate agent and solicitors to make sure you get the keys to your new home as smoothly as possible.

Clients ask us…

How much can I sensibly afford to borrow?

How much you can borrow varies depending on several factors, including your income, your expenditure, and the size of your deposit. We’ll help you calculate how much you could afford to borrow when moving house.

What type of mortgage should I choose?

There are many options to choose from, so we’ll help you make a fully informed decision you can have confidence in – both now and in the future.

Why should I use a mortgage adviser?

We’re here to remove the hassle of finding the right mortgage, saving you time and money. Our team will find the right mortgage deal suited to your circumstances, with the best interest rate.

What happens to the mortgage on my current home?

You have several options depending on the T&Cs of your mortgage. You may be able to take it with you to the new home (port) or depending on charges and costs, it could also be beneficial to take out a new mortgage. We’ll be able to help calculate what the best option for you is.

What fees will I pay?

You’ll need to consider various fees, such as stamp duty, solicitor and survey fees. We’ll sit with you and work out accurate costings specific to you, so things are crystal clear from start to finish.

How long will it take?

Usually, it can take around three months to buy your first home, but, of course, this can vary depending on the length of the chain. We’ll do everything we can to make sure your mortgage application is completed as efficiently as possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

How we help home movers

Whatever your reason for moving, you will be in safe hands with us:

  • We’ll show you how much you can borrow and tell you how much it will cost each month
  • We’ll explain the different mortgage options and recommend the right one for you
  • We’ll explain the fees you need to pay
  • We’ll communicate with your estate agent and solicitors
  • We’ll process your application and keep you informed every step of the way
  • From our initial discussions to the day you get the keys to your new home, we’ll work alongside you every step of the way.

Unfortunately, if any of the following circumstances apply to you, then we won’t be able to help:

  • You are looking for a mortgage for less than £150,000
  • You have been self-employed or contracting for less than one year
  • You are looking for a self-build mortgage or bridging loan
  • The property you are purchasing, or re-mortgaging, is a (or above a) commercial property
  • You have an adverse credit history, such as:
    • A County Court Judgment (CCJ) in the past three years
    • A default of more than £500 in the past three years
    • A Debt Relief Order (DROs) or Individual Voluntary arrangement (IVA) in the past six years
    • A history of bankruptcy
    • Any unsatisfied default.

Start your journey

Whatever stage of life you are at, we are here to help you achieve your financial goals and gain financial security.


Understanding you







Get in touch

Drop by and we’ll pop the kettle on. Alternatively, send us a message and one of us will be in touch.