We assess your situation and recommend a favourable option for you, searching the whole of market to find the most suitable deal.

Our experience also means that we can find the most appropriate lender for you. For example, some lenders will take all your second job or bonus income into account when determining what they can lend, while others may only use half.

Clients ask us…

How long before the end of my existing deal should I apply for a remortgage?

You should generally start looking for a remortgage deal around three to four months before your current one ends. We’re here to help you make sense of your options, and find mortgage solutions tailored to your individual needs.

Can I borrow more money when I remortgage?

When you remortgage you can also borrow more money at the same time by increasing your mortgage loan. We’ll help you calculate how much you could afford to borrow.

What fees will I pay when I remortgage?

There are several fees you could pay, such as arrangement fees or administration charges. However, not all of them will always apply. We’ll talk you through all the details, informing your decision making: including interest rates, insurance and arrangement fees.

Why should I use a mortgage adviser?

We’re here to remove the hassle of finding the right mortgage, saving you time and money. You can trust us to give truly bespoke mortgage advice and to do what’s right for you.

Can I change lender?

Yes, absolutely. If we find a better mortgage deal elsewhere, you’re able to switch between lenders. Often the new lender will even pay for the legal services to handle all the paperwork.

Will you help me with the paperwork?

We find that most people end up on a Standard Variable Rate or missing out on market leading rates simply because the paperwork is confusing, complicated and seems long winded. We’re here to give a helping hand all the way through and to simplify the process.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

How we can help you remortgage

You can trust us to give bespoke mortgage advice and do what’s right for you:

  • We’ll explain the different mortgage options and recommend the right one for you
  • We’ll find the most suitable deal for you, helping to reduce your mortgage costs
  • We’ll look at ways to free up your capital
  • We’ll explain the fees you need to pay
  • We’ll look at ways for you to pay off your mortgage sooner.
  • We’ll help with the paperwork.

Unfortunately, if any of the following circumstances apply to you, then we won’t be able to help:

  • You are looking for a mortgage for less than £150,000
  • You have been self-employed or contracting for less than one year
  • You are looking for a self-build mortgage or bridging loan
  • The property you are purchasing, or re-mortgaging, is a (or above a) commercial property
  • You have an adverse credit history, such as:
    • A County Court Judgment (CCJ) in the past three years
    • A default of more than £500 in the past three years
    • A Debt Relief Order (DROs) or Individual Voluntary arrangement (IVA) in the past six years
    • A history of bankruptcy
    • Any unsatisfied default.

Start your journey

Whatever stage of life you are at, we are here to help you achieve your financial goals and gain financial security.


Understanding you







Get in touch

Drop by and we’ll pop the kettle on. Alternatively, send us a message and one of us will be in touch.